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Let's GET YOUR HOME LOAN DONE...

THE RIGHT WAY.


You deserve the correct loan advice that fits your short and long-term financial objectives. Let’s do it the right way.

PURCHASEREFINANCE

 

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Whether it's your first home or your third, We are here to guide you through the mortgage loan process. Our easy-to-use platform keeps your data safe and secure.

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PROJECT MY
HOME

Sellers can save thousands of dollars on the sale of their home. Learn about our unique rebate program.

SAVE THOUSANDS
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BUY VS
RENT

Not sure if now is the right time to purchase a home? Compare your costs with accurate intel and see if renting or buying is better right now.

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Meet Rick elmendorf

Author, speaker, economics enthusiast, pickleball fanatic, military upbringing, Christian: There’s more to Rick than just doing mortgages.

For more than 25 years, Rick has built his business understanding customer goals to help them make sound financial decisions. He is recognized by his clients and peers as one of the top home loan experts in the country.

PCS Grades

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Mortgage calculators

Our EMA Purchase Worksheet and EMA Refinance Worksheet written by Rick Elmendorf showcases your customized financing plan on a beautiful and detailed spreadsheet.

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Purchase Worksheet

Gain control of the numbers. This easy-to-use spreadsheet lets you see things such as payments, cash to close, different rate/point options and even how much to ask the seller for in concessions.

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Refinance Worksheet

With every refinance it's a simple matter of realizing savings over the short and long term. How much will refinancing truly cost me? What are my monthly savings? Is my break-even point acceptable?

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We know VA Loans

Our end-to-end, personal service and VA loan expertise are why our customers keep coming back. We want our military borrowers to get it right and we will plan to get you there! In 2019, Rick received an "A Grade" by the Military community for his Project My Home initiative along with many other services that aide anyone using their VA benefits for a home loan. 

Our Commitment:

  • Industry Leaders

  • Expert mortgage review

  • Mortgage management

  • Fast and professional

  • Financial advice

  • First and final stop

DOWNLOAD YOUR VA HOME LOAN SECRETS E-BOOK

  • VA Loan advantages, tips and tricks.
  • Tips to getting your funding fee reimbursed.
  • Using your VA Loan multiple times at the same time.
  • The "Zero Down" trick even if your VA loan is tied up.
  • How to avoid paying a "second time use" funding fee!
  • Little known perks when refinancing.

A Practical Guide to getting the most out of your VA benefits. It's a must read!

Not sure where to start? contact Us

Explore Our Team’s Latest Expert Advice

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A must see this Veterans Day

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How to get 100% VA financing with your eligibility tied up!

Read Our Blog

"We had a fantastic experience with Rick and could not be more impressed or satisfied with the Elmendorf team. Our monthly payments came out to be $100 less than what their estimates were—which we were VERY happy about! They were upfront about the whole loan process and were readily available to answer all our questions."

Jim A., Virginia

“We were able to get a great rate reduction with very little effort, saving us tons of money long-term. We went through the refinancing process in less than a week and now are enjoying a lower monthly payment with a lower interest rate. This was great for us as we plan on staying here long-term. I highly recommend the Elmendorf team for your home purchasing/refinancing needs.”

Keith L., Virginia

“As a first time homebuyer, my wife and I were completely new and slightly uneducated about all of the steps that are involved with the process. The Elmendorf Team was patient with us and educated us all along the way! I loved that they weren’t afraid of my questions, but answered them and helped us learn along the way. Their customer service was impressive! The loan was secured and processed according to the deadlines that were set, and closing was a breeze. I would HIGHLY recommend them to anyone who appreciates honesty, excellent communication, and professionalism.”

Sam S., Florida